Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

πŸ“’ Reminder: Medicare Part D Notices Due Before Oct. 15, 2025

If your company offers a group health plan with prescription drug coverage, you must notify Medicare-eligible individuals whether your plan is creditable (i.e., as good as or better than Medicare Part D).

πŸ“Œ What You Need to Know:

  • πŸ—“οΈ Deadline: Notices must be sent before Oct. 15, 2025 β€” the start of Medicare Part D open enrollment.
  • πŸ“„ Use CMS-provided model notices to stay compliant.
  • βœ… Include the notice in open enrollment packets for easy delivery.
  • πŸ’‘ Failing to notify may lead to higher premiums for employees who delay Medicare enrollment.

βœ… Employer To-Do List:

(more…)

 

🩺 HHS Updates 2026 Out-of-Pocket Max Limits πŸ’Έ

Issued: July 28, 2025

The Department of Health and Human Services (HHS) has finalized new rules under the ACA πŸ₯β€”including increased out-of-pocket maximums for 2026 to better reflect premium trends:

πŸ”Ή Self-only coverage: $10,600 (⬆️ from $10,150)

πŸ”Ή Other than self-only: $21,200 (⬆️ from $20,300)

πŸ“Œ For HSA-compatible HDHPs in 2026:

(more…)