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Forecasts and Drivers of Rising Health Care Costs in 2026

The source provides an extensive overview of the alarming increase in United States health care costs, projecting rises from 6.5% to over 10% in 2026 based on multiple surveys from organizations like Mercer and PwC. Key factors driving this trend include the surging popularity and high cost of GLP-1 drugs for conditions like diabetes and weight loss, and the expansion of specialty medications, particularly innovative but expensive cell and gene therapies. Additional contributors to the financial burden are the growing prevalence of chronic health conditions, the increasing demand and costs associated with an aging population, and the rising expenses for cancer care. Finally, the document notes that medical inflation is outpacing general inflation, compounded by a health care labor shortage that translates into higher costs for both employers and employees.

 

EEOC Civil Penalty Inflation Adjustment Rule 2025

The provided source is a final rule issued by the Equal Employment Opportunity Commission (EEOC) that implements an inflationary adjustment to a civil monetary penalty. This rule specifically concerns the penalty for an employer’s failure to comply with notice-posting requirements mandated by several key civil rights acts, including Title VII, the Americans with Disabilities Act (ADA), the Genetic Information Non-Discrimination Act (GINA), and the Pregnant Workers Fairness Act (PWFA). In compliance with the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015, the EEOC calculated the new maximum penalty per violation by using a specific inflation factor based on the Consumer Price Index (CPI-U), raising it from $680 to $698. Because the adjustment is mandated by law with a prescribed formula, the agency determined that notice and comment procedures were unnecessary and established the rule’s effective date as September 30, 2025.