Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848
August 26, 2025

🏥MLR Rebate Deadline Approaching for Employers

Employers with fully insured group health plans may receive a Medical Loss Ratio (MLR) rebate from their health insurance company by Sept. 30, 2025. Rebates may come as a lump sum or a premium credit.

Listen to Lupe and Fred discuss the MLR Refunds and what Employers should do.

📅 Key Dates

  • July 31, 2025 – Health insurance companies report 2024 MLR data
  • Sept. 30, 2025 – Rebates must be distributed
  • Dec. 30, 2025 – Deadline to use rebate funds (if received Sept. 30)

(more…)

 
August 19, 2025

📢 Arizona Health Insurance Rate Filings

The Arizona Department of Insurance & Financial Institutions (DIFI) has received 2026 threshold rate increase filings (15%+ for at least one plan).

Impacted Insurers

🧑‍⚕️ Individual Market:

  • Arizona Complete Health
  • Blue Cross Blue Shield of AZ
  • Cigna HealthCare of AZ, Inc.
  • Oscar Health Plan, Inc.
  • UnitedHealthcare of AZ, Inc.

👥 Small Group:

  • Blue Cross Blue Shield of AZ
  • UnitedHealthcare Insurance Co.
  • UnitedHealthcare of AZ, Inc.

🔎 View filings & submit comments: RateReview.Healthcare.gov

📧 Email feedback: ratereview@difi.az.gov (include Company & Product Name)

✅ Final determinations will also be posted later this year.

More info: DIFI Consumer Rate Info

📞 Questions or need help navigating?
Call us at (520) 721-4848

 
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