Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

Archive for Items Categorized 'Healthcare Reform'

July 18, 2013

Rebates, Rebates, Rebates

Medical Loss Ratio Rebates and Notifications 

The 2012 Medical Loss Ratio (MLR) have been calculated!  The MLR is 85 percent for issuers in the large group market and 80 percent for issuers in the small and individual group markets. Issuers that do not meet the applicable MLR standard must provide rebates to consumers.

Not all carries met the MLR thresholds, Blue Cross Blue Shield of Arizona, United Healthcare did not, but Healthnet of Arizona did.

As an Employer, what should you do if you receive a check? (more…)

July 12, 2013

Premium Subsidies, How much do you qualify for?

Subsedy CalculatorOctober 1st is the beginning of Federal Open Enrollment.  Would you like to know how much of a premium subsidy you might qualify for to buy health insurance on the Arizona Insurance Exchange?  Click here to go to the Kaiser Family Foundation Subsidy Calculator.  Not only will you get a snap shot of what the Federal Government will pay for your coverage, but you will know how much you will be responsible for.

For instance, a non-smoker over the age of 21 making $30,000 might expect the following calculation:

(more…)

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