Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

Archive for Items Categorized 'Health Insurance'

Transition of Care (TOC) Program

Partnering with Arizona hospitals, Blue Cross Blue Shield of Arizona launched the Transition of Care (TOC) program in January 2011 to lower hospital readmission rates for its members.

TOC aims to decrease these rates by empowering members:

  • Fill their prescriptions after discharge from hospital
  • Keep follow-up appointments with their physicians

Exercising these two key measures can avoid millions of dollars in healthcare costs each year. This year, the TOC program will save an estimated $2 million in claims cost! By simply focusing on these two evidence-based measures, we can collectively improve patient outcomes and reduce healthcare costs.

What Is Your Health Insurance IQ?

Studies have shown that many Americans know little about basic health insurance terms and are uncertain about health care reform provisions…

Percentage of Americans Knowing Basic Terminology:

  • Premium (41%)- The amount you pay each month to maintain your coverage
  • HMO (34%)- Health Maintenance Organization, or health insurance combining a range of coverages in a group basis
  • Coinsurance (25%)- The percentage of change of a charge for a covered medical service that you needto pay yourself
  • Deductible (55%)- The amount you pay before your insurance starts to pay its portion of costs for a covered health expense

Other facts:

  • 54% consider themselves uninformed about 2010  healthcare reform legislation
  • 34% don’t know if their health insurance coverage plans cover diagnostic services such as sonograms, x-rays and MRIs
  • 35% don’t know if their plans cover overnight hospital stays
  • 36% don’t know if their plans cover immunizations
  • 41% know whether or not their plans cover maternity care

Want to improve your health insurance IQ? Contact us at (520) 721-4848.

We are more than willing to help inform you about the details of your coverage plan and any other health insurance topics.