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Archive for Items Categorized 'Health Insurance'

March 28, 2013

Golden Rule Enhances Individual Health Insurance

UnitedHealthOne

Golden Rule recently introduced enhancements to the UnitedHealthOneSM product portfolio. These updates included additional benefit options, as well as mandated benefits like enhanced women’s preventive care.

Please be advised that the coverage for some women’s preventive benefits has changed, particularly with concern to contraceptive coverage. United implemented the use of “Reasonable Medical Management Techniques” (RMMT), as authorized by federal law, to determine how benefits for contraceptives are provided.

What this means if you have a plan under the new portfolio:

  • All contraceptives in Tier 1 are covered at 100% with no cost sharing. Contraceptives in Tiers 2-4 have cost sharing. This primarily applies to Copay SelectSM plans.
  • The Prescription Drug – Copay Card optional benefit available with Plan 100® or Plan 80SMalso covers all contraceptives in Tier 1 at 100% with no cost sharing. Contraceptives in Tiers 2-4 have cost sharing.


To learn which contraceptives are in which prescription drug tier, please refer to United Health One’s 2013 Prescription Drug List Quick-Reference Guide. This list is available on E-Store under “forms”, and on www.GoldenRule.com under the “Customer” link. There are currently over 40 contraceptive options available in Tier 1.

By using RMMT, United is able to help keep premiums lower for you and your family. It allows you to choose high value preventive services from network providers, including choosing prescription options that are available with no cost sharing, giving you control over your health care dollars.

If you have questions regarding the UnitedHealthOneSM plans, please contact us at (520) 721-4848.

February 11, 2013

DOL Releases Final FMLA Regulations

On Feb. 6, 2013, the Department of Labor (DOL) marked the 20th anniversary of the signing of the Family and Medical Leave Act (FMLA) by releasing a set of final FMLA regulations. The final regulations, which become effective on March 8, 2013, implement two statutory expansions of FMLA leave protections. According to the DOL:

  • The first expansion provides families of eligible veterans with the same job-protected FMLA leave currently available to families of military service members and it also enables more military families to take leave for activities that arise when a service member is deployed.
  • The second expansion modifies existing rules so that airline personnel and flight crews are better able to make use of the FMLA’s protections.

In connection with the final regulations, the DOL indicated that it has updated some . . . to download the rest of this information click the file below. 

DOL Issues Final FMLA Regulations Ronstadt Insurance

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