August 12, 2025
📢 Reminder: Medicare Part D Notices Due Before Oct. 15, 2025
If your company offers a group health plan with prescription drug coverage, you must notify Medicare-eligible individuals whether your plan is creditable (i.e., as good as or better than Medicare Part D).
📌 What You Need to Know:
- 🗓️ Deadline: Notices must be sent before Oct. 15, 2025 — the start of Medicare Part D open enrollment.
- 📄 Use CMS-provided model notices to stay compliant.
- ✅ Include the notice in open enrollment packets for easy delivery.
- 💡 Failing to notify may lead to higher premiums for employees who delay Medicare enrollment.
✅ Employer To-Do List:
- 🔍 Confirm if your drug coverage is creditable or non-creditable.
- ✉️ Send disclosure notices to all Medicare-eligible individuals.
- 📎 Use CMS templates to simplify the process.
Even though there’s no direct penalty for missing the notice, it can impact your employees — so don’t skip it!
Questions or need help navigating?
Call us at (520) 721-4848
