Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

Health Insurance Open Enrollment 3.0 – Tips to solving your options

3.0November 1st was the first day of Health Insurance Open Enrollment for 2016.  The tax for not having a Qualifyed Health Plan (QHP) in 2016 has increased to 2.5% of your household income and a family of 4 can expect to pay up to 7.5% of their income for NOT buying a QHP.  Open enrollment ends December 15th for a January 1, 2016 start, but will continue to the end of January for a March 1st start.

Here are some healpful tips to navigate your options:

  • 1. If you are taking any kind of prescription medication, check to see if it is covered under the health plan’s formulary.



2016 Medicare Open Enrollment is Under Way

red white and blue cardConsumers can sign up for Medicare Advantage health coverage or Medicare Part D prescription drug coverage from now through Dec. 7.  Give us a call to set up and appointment (520) 721-4848, or come to one of our Medicare Seminars.  We represent a wide vary of carriers to choose from and we can help you choose the one that suits you the best!


Happy July 4th!

4th of July


Exemptions from the fee for not having health coverage

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Most people must have qualifying health coverage or pay a fee (also known as the “penalty,” “fine,” “individual shared responsibility payment,” or “individual mandate”). But if you qualify for a health coverage exemption you don’t have to pay the fee.

There are a variety of exemptions, many of which you can claim on your federal tax return. There are also “hardship” exemptions that you must apply for with a paper application.

Find exemptions that may work for you

Select the button below. We’ll ask you a few questions and show you all health coverage exemptions that may apply to you.




Marketplace Policies May Require Additional Information

Action Needed!The Health Insurance Marketplace recently sent notices requesting validation of information provided during the Marketplace enrollment process to certain policyholders. If you have received one of these notices we encourage you to immediately contact the Marketplace if you have not already done so.

There are about 30 different reasons why a Marketplace customer may need to provide additional information. The Marketplace may refer to these reasons for additional information as “inconsistencies.” We have not been informed by the Marketplace as to which reason applies to any given policyholder.