October 30, 2013
If you have received a letter from your health insurance provider cancelling your current health plan, give us a call at (520) 721-4848.
We have the rates and benefits for all the 2014 health plans from Aetna, Blue Cross Blue Shield of Arizona, Healthnet of Arizona, Meritus Health Partners, United Health and More. We would be happy to give you a quote and help you find the right plan for you and your family.
November 20, 2013
Click on the Meritus Health Partners logo to get an accurate look at what you and your family might qualify for.
November 1, 2013
The part of the Affordable Care Act (ACA or health care reform law) with the biggest impact – the individual mandate – is getting a lot of attention lately. Under the law and regulation as written, people who buy health insurance as individuals (an individual plan) can go three months without health insurance and not have to pay the individual mandate penalty. Now that individual market open enrollment goes until March 31, 2014, coverage can start as late as May 1. (more…)
October 5, 2013
After reviewing the guidance issued from the Internal Revenue Service and Department of Labor from September 13, it’s clear that Health Reimbursement Arrangements (HRAs) are indeed affected by the Affordable Care Act in several ways.
So… Exactly which HRAs are allowed in 2014? And which aren’t? Let’s break it down:
- Integrated HRAs where participation in the HRA also requires participation in an employer-sponsored health plan
- Integrated HRAs where participation in the HRA also requires participation in another employer-sponsored health plan (i.e. a plan that is sponsored by a spouse’s employer) (more…)