Pioneers in Good Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

Let us help you find the most affordable insurance in Arizona!

Ronstadt Insurance guarantees to help you find the most affordable health insurance in Arizona to fit your needs. We guarantee that whichever insurance you buy with our assistance, health, life, disability, dental, long term care or Medicare Supplement, will satisfy your needs at the best price possible.

Exemptions from the fee for not having health coverage

HealthCare.gov

– from Healthcare.gov

Most people must have qualifying health coverage or pay a fee (also known as the “penalty,” “fine,” “individual shared responsibility payment,” or “individual mandate”). But if you qualify for a health coverage exemption you don’t have to pay the fee.

There are a variety of exemptions, many of which you can claim on your federal tax return. There are also “hardship” exemptions that you must apply for with a paper application.

Find exemptions that may work for you

Select the button below. We’ll ask you a few questions and show you all health coverage exemptions that may apply to you.

FIND EXEMPTIONS

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Marketplace Policies May Require Additional Information

Action Needed!The Health Insurance Marketplace recently sent notices requesting validation of information provided during the Marketplace enrollment process to certain policyholders. If you have received one of these notices we encourage you to immediately contact the Marketplace if you have not already done so.

There are about 30 different reasons why a Marketplace customer may need to provide additional information. The Marketplace may refer to these reasons for additional information as “inconsistencies.” We have not been informed by the Marketplace as to which reason applies to any given policyholder.
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Employee Handbook Spring Cleaning

SBCNow that benefits open enrollment is finished, you may want to consider dusting off your employee handbooks for an annual review. Regularly reviewing employment policies and procedures is becoming increasingly important as workplace legislation and regulations continue to change.

Here are a few things to consider when reviewing your employee handbook: (more…)

 

Proof of Health Coverage

ACA LogoHow should employers respond to employees that request proof of health coverage from the employer and why are they asking?

When filing income taxes for 2014, individuals are to check a box to attest that they had health coverage.  This is due to the “Individual Shared Responsibility” provision of health care reform that was effective for calendar year 2014. (more…)

 

Bill Introduced to Allow Individual Medical Plan Premium Reimbursement

UpdateRepresentatives Charles Boustany, Republican from Louisiana, and Mike Thompson, Democrat from California, introduced H.R. 5860 to allow small employers with 49 or fewer employees to provide reimbursement or payment of their employee’s individual medical plan premiums on a pre-tax basis. (more…)