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On July 4, 2025, President Donald Trump signed the One Big Beautiful Bill Act (OBBB Act) into law. This major legislation includes a variety of updates to employee benefit plans — most of which take effect in 2026.
🖥️ Telehealth Just Got Easier
HDHPs can permanently cover telehealth and remote care before deductibles — without affecting HSA eligibility.
💳 HSA Expansion
Starting in 2026:
👶 Bigger Dependent Care FSA Limits
Starting in 2026:
🎓 Student Loan Repayment Help = Permanent
Employers can keep helping pay student loans through educational assistance programs beyond 2025.
🍼 Introducing “Trump Accounts” for Kids
A new tax-advantaged savings account for children under 18:
Have any more questions? Give us a call at 520-721-4848
📅June 27, 2025 — In a landmark decision, the U.S. Supreme Court upheld a central provision of the Affordable Care Act (ACA), affirming that health plans and issuers must continue covering the full range of recommended preventive care services without cost sharing.
⚖️ The Case: Kennedy v. Braidwood Management, Inc.
The ruling reverses a previous decision by the 5th Circuit Court and affirms that the ACA’s preventive care mandate is constitutional. As a result, health plans and issuers must continue offering free preventive services—including immunizations and screenings—as long as they’re provided by in-network providers.
💡 Reminder: These services must be offered without deductibles, copayments, or coinsurance.
🩺 What’s Included in Preventive Care Coverage?
Under the ACA, non-grandfathered health plans are required to cover: