🚫 Arkansas Bans PBMs from Owning Pharmacies

Arkansas just passed House Bill 1150, making it illegal for Pharmacy Benefit Managers (PBMs) to own or hold permits for retail pharmacies in the state—starting January 1, 2026.

The law aims to eliminate conflicts of interest (think: “fox guarding the henhouse”) by stopping PBMs from controlling both drug pricing and pharmacy operations.

🧾 Key Points:

• PBMs and affiliates can’t hold pharmacy permits (including mail-order).
• Permits will be revoked or not renewed after Jan 1, 2026.
• Exceptions include:
  • Temporary 90-day permits for rare drugs (sunsets Sept 1, 2027)
  • Extensions for critical services if the pharmacy is being sold
  • In-house pharmacies serving only a company’s employees

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We’re at a Turning Point—And Your Voice Matters More Than Ever

Right now, Congress is considering the Healthcare Affordability Act (H.R. 247 / S. 46)—a crucial piece of legislation that would permanently extend the enhanced ACA premium tax credits. These credits, which have helped millions of Americans afford health coverage since 2021, are set to expire at the end of 2025.

Without this bill, the consequences will be immediate and devastating—for your clients, your business, and the stability of the entire individual health insurance market.

If these enhanced credits disappear:

• Premiums will skyrocket for millions.
• Many people will lose coverage altogether.
• Clients you’ve helped find affordable plans could be priced out overnight.
• Your ability to serve them—and stay competitive—will be seriously impacted.

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