Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

An Open Letter to All of our Blue Cross Blue Shield of Arizona Customers

July 2012

Dear Valued Clients:

For more than 73 years, Blue Cross Blue Shield of Arizona (BCBSAZ) has made the health of Arizonans its priority. In life’s biggest moments, they are the company you can count on to deliver premier healthcare coverage and smart solutions—solutions that deliver access to quality care at a real value.

As a BCBSAZ customer, We are pleased to share with you some good news that reinforces our belief that you’ve made the right choice in choosing BCBSAZ. In the coming weeks, you’ll be able to share in the savings of lower healthcare costs.

Last year was an unusual year for the entire nation because of the economy and the uncertainty many people were feeling about their jobs and their future.  In short, because of these factors, people didn’t use as many healthcare services as companies like BCBSAZ expected, and as a result, BCBSAZ will be passing some of these savings on to you.

Additionally, in 2011, through a component of the Patient Protection and Affordable Care Act (PPACA), insurance companies were required to spend 80 percent for individuals and small groups or 85 for large groups (as defined by healthcare reform legislation) of premium dollars on medical care and quality improvement, rather than on administrative costs. Anything outside of that range would be sent back to the consumer in the form of a rebate starting in 2012.

What does this mean? Real savings and real value to your bottom line.

In late July, you may receive a rebate on your insurance premiums paid in 2011.

We are happy to share this good news with you. Watch your mail for more details in the coming weeks. In the meantime, please call us at (520) 721-4848 if you have any questions or if we can be of any service to you. We value your business and the trust you’ve placed in us as your advisor for healthcare coverage services.

Warm regards,

Ronstadt Insurance, Inc.


Miller Chevalier MLR