Pioneers in 5 Star Service • Ronstadt Insurance • Tucson, AZ • 520-721-4848

Archive for Items Categorized 'Health Insurance'

Keeping Kids Healthy And Sane In A Digital World – from Kaiser Health News

Smartphones, tablets and video consoles can be addictive. They interfere with sleep. They draw kids into an alternate universe, often distracting them from more productive — and healthier — real-world activities. And they are linked to anxiety and depressionlearning disabilities and obesity.

That’s according to a growing body of research emphasizing the physical and psychological dangers of heavy screen use.

“Nobody should spend eight or nine hours doing anything except sleeping and working,” says Dr. Sina Safahieh, medical director of ASPIRE, the teen mental health program run by Hoag Hospital in Orange County, Calif.

Yet for many teenagers, mine included, cellphones and social media are also indispensable tools for planning their social lives, keeping up with schoolwork and staying in touch with out-of-town friends and relatives.

Click here to continue reading

This KHN story first published on California Healthline, a service of the California Health Care Foundation.

 

Proposed Regulations Expanding Health Reimbursement Accounts (HRA) Released

The IRS and U.S. Departments of Treasury, Labor and HHS have proposed new regulations for Health Reimbursement Accounts (HRAs), which could expand opportunities for employees and their families to access affordable, quality healthcare.

The proposed regulation would increase the flexibility and use of HRAs by:

  • Allowing HRAs to reimburse employees for individual insurance premiums
  • Allowing employers to offer standalone HRAs of up to $1,800 if certain conditions are met.

These proposed changes would become effective January 1, 2020.

More information to come. If you have questions on how these regulations may impact your plan, give us a call at (520) 721-4848.

Health Net of Arizona Update

From Health Net of Arizona

It is after thoughtful consideration that Centene Corp. has decided to reduce our product offerings in the Arizona market to focus our resources on serving the underinsured and uninsured (Medicaid, Medicare, and Marketplace) populations. Therefore, HealthNet of Arizona and HealthNet Life Insurance Company will exit the small and large group markets in Arizona.  We understand this may be disruptive to you and your clients and we appreciate your support during this transition period.  (more…)

Blue Cross Blue Shield of Arizona Medicare Members *ALERT*

 

LOSS OF LOW-INCOME SUBSIDY (LIS) LETTERS MAILED

Loss of low-income subsidy (LIS) letters were mailed to members who no longer qualify for extra help with their Medicare prescription drug costs effective January 1, 2018. The letter included members’ new premium and cost-sharing amounts that went into effect January 1, 2018. Members who no longer have the subsidy can switch plans as part of a special enrollment period (SEP) or stay with the same plan. The letters were sent to 214 Blue MedicareRx members. A sample letter is available here. (more…)

IRS Issues New Guidance on Qualified Small Employer HRAs

On Oct. 31, 2017, the Internal Revenue Service (IRS) issued Notice 2017-67 to provide comprehensive guidance on a variety of topics regarding qualified small employer health reimbursement arrangements (QSEHRAs). Small employers that do not maintain group health plans may establish QSEHRAs for their employees, effective for plan years beginning on or after Jan. 1, 2017. Unlike other health accounts, QSEHRAs can be used to reimburse employees for their health insurance premiums. (more…)